Presentation of the Fintech department
The Fintech and digital banking sector keeps on expanding in Brazil, according to the main surveys and research related to the segment that has been revolutionizing the financial system with accessible, practical and highly innovative digital solutions.
Our work in Banking Law has allowed us to closely monitor the evolution and innovation that the sector has seen in recent years. The digitization of financial services and the emergence of startups and companies in this new sector began to demand highly specialized and contemporary legal services.
At Cabanellos Advocacia, our team of lawyers specialized in Fintechs is prepared to offer innovative and customized legal solutions, contributing to the compliant operation of companies in this highly regulated and dynamic sector. We act proactively, assisting in business structuring, regulatory compliance and data protection, always aligned with our clients’ strategy, minimizing legal risks and proposing solutions that can generate value for our clients.
Among the main services provided in the area of Fintechs are regulatory and licensing consultancy, which includes guidance on the legal requirements for operating digital financial services and obtaining the necessary licenses, as well as providing support on matters of compliance, helping companies develop policies and procedures to prevent fraud and ensure the protection of user data.
Our expertise also involves resolving conflicts and disputes, providing legal representation in cases of conflicts related to financial technologies, and also:
- Regulatory Consulting – Advice on obtaining the necessary licenses and authorizations from the Central Bank, the Securities and Exchange Commission (CVM – Comissão de Valores Mobiliários) and other regulatory authorities, ensuring that the company operates in compliance with current legislation.
- Corporate and Tax Structuring – Guidance in choosing the best corporate structure and tax planning, aiming to optimize the Fintech’s operations and ensure compliance with tax regulations.
- Compliance and Corporate Governance – Development and implementation of compliance programs, corporate governance policies and internal controls to ensure compliance with applicable regulations and mitigate legal and reputational risks.
- Data Protection and Privacy – Advice on compliance with the General Data Protection Law (in Brazil, the LGPD) and other privacy standards, including the preparation of privacy policies, terms of use and data processing agreements, as well as guidance in the event of information security incidents.
- Intellectual Property – Protection of intangible assets, such as brands, patents, software and trade secrets, ensuring the legal security of the innovations developed by the Fintech.
- Commercial Agreements and Negotiations – Drafting, reviewing and negotiating commercial agreements, strategic partnerships, investment agreements and other legal instruments essential for the operation and growth of the Fintech company.
- Dispute Resolution – Representation in legal disputes, as well as mediation and negotiation of conflicts, aiming to protect the company’s interests in an efficient and strategic manner.
